Extra support, when you need it

We know everyone's circumstances are different. If you need more time, clearer information or a little extra help, we'll listen and work with you to make things easier.

  • Independent advice Options from across the market
  • Regulated advice From qualified advisers
  • Equity Release Council member Following industry standards
  • No obligation You're in control of your decision

We start by understanding you

Everyone's circumstances are different. Some people need extra help throughout their journey, while others may only need it at a particular time.

When we speak with you, we'll take time to understand your circumstances, listen to any concerns and discuss whether there's anything we can do to make the process easier.

You can tell us about your needs at any stage. You don't need a formal diagnosis or a particular reason to ask.

What you can expect from us

We'll listen to what's important to you
We'll give you time to ask questions
We'll consider what support may help

There's no one-size-fits-all approach.

Making things easier for you

If you need a little extra help, there are ways we can adapt our service to suit you. Here are some examples.

Clearer communication

We can explain things in simpler terms, repeat information or discuss another way of communicating that works better for you.

More time and flexibility

Take time to ask questions, think things through or arrange to continue a conversation when you're ready.

Someone you trust

You can involve a family member, friend or someone you trust in conversations. We'll make sure your own wishes remain at the centre.

Help accessing information

If hearing, reading, using technology or accessing information is difficult, tell us. We'll discuss what adjustments may help.

When life makes decisions more difficult

Sometimes things happen that make financial decisions harder. Whether your circumstances are temporary or ongoing, understanding what's affecting you helps us offer the right support.

Memory or understanding

If you're finding it difficult to remember or understand information, we can take extra time to support you. Memory difficulties don't necessarily mean you can't make your own decisions, but we may consider additional safeguards, such as a capacity assessment or Lasting Power of Attorney.

Money worries

If debts, bills or other financial pressures are causing concern, let us know. We'll listen, take time to understand your circumstances and discuss what support may help.

Bereavement or changes at home

Losing someone close or facing a major life change can make decisions feel overwhelming. We can give you more time and talk through how you'd prefer to move forward.

Scams, pressure or financial abuse

If you're worried about a scam or feel pressured by someone else to make a financial decision, please tell us. We'll listen and discuss how we can help protect your interests and where appropriate, support you in reporting concerns to the police or other relevant organisations.

Support that puts you first

Getting the right support can make a real difference to how comfortable and confident you feel. We'll take your individual needs into account throughout your journey with us.

Helping you understand

We'll explain important information clearly, check you've understood and give you opportunities to ask questions.

Responding to your needs

If your circumstances change or something isn't working for you, we'll listen and discuss whether a different approach would help.

Respecting your choices

We'll give you time to consider information, involve someone you trust if you wish and make decisions without pressure.

Your needs, understanding and choices will always be central to how we support you.

Independent help and information

Sometimes it helps to speak to someone outside our team. These independent organisations offer information, guidance and practical support for a range of circumstances.

MoneyHelper

Free, impartial guidance on money, pensions, debt and everyday financial decisions.

Visit website

Citizens Advice

Advice on money worries, benefits, debt and other everyday problems.

Visit website

Alzheimer's Society

Information and support for people affected by dementia, including families and carers.

Visit website

Age UK

Information and practical guidance on later life, wellbeing, care and financial concerns.

Visit website

Take Five to Stop Fraud

Straightforward advice on recognising scams, challenging suspicious requests and protecting yourself from fraud.

Visit website

These organisations provide their own independent information and services. You can contact them directly for support.

Tell us what would help

If something is making it harder to use our service or understand your options, please let us know. You don't have to know exactly what support you need before getting in touch.

We'll listen, discuss what might help and consider how we can adapt our approach. You can ask for support at any point in your journey.

Prefer to speak to someone?

0800 188 4812 Request a callback