We search the whole market
Compare the whole market
Compare the whole equity release market to see how much cash you could release, simply complete our calculator below.
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Best rate guarantee
Equity release calculator
Best rate guarantee
Our partner will find you the best equity release rate on the market. If they cannot beat or match the rate from another provider they'll pay you £500!*
Search the market
Compare all plans approved by the Equity Release Council (ERC) to find the best plan for you
Free calculator
Calculate to find out instantly how much cash you can release, plus you'll see your results in less than 30 seconds.
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Shop around with us and benefit from a range of plans covered by Equity Release Council safeguards.
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There are no credit checks required to obtain your free no obligation quotes.
Understand your options
Our service allows you to understand the range of interest rates, available release amounts and offers available including cashback.
*If you've already had equity release quotes from providers or advisers, arrange a consultation, give them the same criteria and they'll beat or match their rate or pay you £500! The challenge only applies when you've had a consultation with our partners and to ERC approved plans available at the time of our partners recommendation.
Compare equity release schemes
Welcome to EquityRelease.co.uk
Welcome to EquityRelease.co.uk
Compare the whole equity release market with EquityRelease.co.uk. We compare over 50 equity release plans to help you find the best deal. Our quick and easy-to-use equity release calculator delivers instant results, so you can find out how much money you may be able to release from your home.
Equity release allows homeowners over the age of 55 to enjoy retirement, repay debts, and obtain a more comfortable lifestyle by releasing equity tied up in their home without having to move. Use our website to learn more about how equity release works, and about the types of equity release available.
All equity release schemes we compare are covered by Equity Release Council safeguards, and the partners that we work with are fully qualified and regulated by the independent Financial Services Authority. Your equity release calculation will also be completely obligation free.
If you don’t proceed with a scheme, all advice and any home appointments by our partner's experienced and qualified advisers will be completely free of charge, so enquire today!
Equity release will reduce the value of your estate, and may affect your entitlement to means-tested benefits. The most popular type of equity release is the lifetime mortgage; a loan secured against your property. You should always think carefully before securing a loan against your house - we recommend that anybody considering equity release reads 'Is it right for you?' carefully before proceeding.
Equity Release Products
Equity Release Products
Equity release has two types of schemes: lifetime mortgages, the most popular form of equity release; and home reversion plans. Our specialist advisers will guide you through the schemes available to you and ensure you select only the product that is most suited to your individual circumstances.
To find out more about the differences between the available methods of releasing equity, please read our guide on the types of equity release.
Equity release will reduce the value of your estate, and may affect your entitlement to means-tested benefits. The most popular type of equity release is the lifetime mortgage; a loan secured against your property. You should always think carefully before securing a loan against your house - we recommend that anybody considering equity release reads 'Is it right for you?' carefully before proceeding.
Benefits of Equity Release
Benefits of Equity Release
Equity release schemes allow you to unlock the value tied up in your home and release the equity as a tax-free cash lump sum. You can then use the money for any purpose - whether you want to go on the holiday of a lifetime, buy your dream car, transform your home, or pay off those credit cards.
You won’t have to move home, and if you choose a lifetime mortgage then you also keep ownership of your property, no matter how much equity is released. Additionally, there is no threat of negative equity for you or your loved ones as plans backed by the Equity Release Council guarantee that you will never owe more than the value of your home.
Unlike a regular loan or mortgage there are no monthly repayments towards your initial lump sum or to pay any of the roll-up interest, although there are plans available that allow for partial interest payment.
If you are worried about the effect equity release may have on the inheritance of those closest to you, there are additional options available. Some equity release plans offer inheritance guarantees, meaning you can specify how much of your home equity is protected to be handed down to your loved ones.
Equity release will reduce the value of your estate, and may affect your entitlement to means-tested benefits. The most popular type of equity release is the lifetime mortgage; a loan secured against your property. You should always think carefully before securing a loan against your house - we recommend that anybody considering equity release reads 'Is it right for you?' carefully before proceeding.
Am I Eligible to Release Equity?
Am I Eligible to Release Equity?
To be eligible for our compared equity release schemes you must satisfy the following criteria:
You must be a UK homeowner.
You or the youngest applicant of the couple must be aged 55 or over.
Your property must meet minimum property values, around £70,000, depending on your location. The value, construction, and type of property will also affect your eligibility and the amount of equity you can release.
Equity release will reduce the value of your estate, and may affect your entitlement to means-tested benefits. The most popular type of equity release is the lifetime mortgage; a loan secured against your property. You should always think carefully before securing a loan against your house - we recommend that anybody considering equity release reads 'Is it right for you?' carefully before proceeding.