Who are the FCA and what do they do?


FCA stands for the Financial Conduct Authority – responsible for regulating UK companies that provide financial services to customers. This includes equity release advisory services, who must comply with the relevant regulations.

These regulations are designed to keep you safe when considering or going ahead with equity release. They include assurances such as being given all the facts about both the positive elements of equity release and its possible drawbacks. Similarly, you should be given the opportunity to reflect on options other than equity release before deciding to go ahead.

Regulating over 56,000 firms across the financial sector, equity release is just one part of the FCA’s remit to keep consumers – and their money – safe.

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